Internal Audit & Process Reviews
Risk-based audits of every process. We identify inefficiencies and strengthen control mechanisms across departments — so management can focus on growth, not firefighting.
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Internal Control · Risk Mitigation · India
We reveal the inefficiencies your business can’t see.
India's specialist firm for internal control and risk mitigation. For 17+ years we have helped banks, NBFCs, retailers, franchisors and ambitious enterprises protect every rupee — across every state.
What We Do
Every audit your business needs, under one roof.
From bank-grade SARFAESI reviews to warehouse SKU counts, from franchise royalty checks to vendor due-diligence — twelve focused practice areas, all partner-led.
Bank, NBFC & Fintech Audits
CPC, ATM, SARFAESI, Portfolio, Stockyard, Channel Partner and Stock/Receivable audits — with deep familiarity of BFSI tools and regulator expectations.
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SARFAESI & Stockyard Audits
Review of repossession process, storage compliance at stockyards, and disposal-process audits — full SARFAESI Act adherence verification.
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Due Diligence
Vendor, portfolio, IT, legal, HR, tax and asset due diligence — for acquisitions, partnerships, empanelments and lending decisions.
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Retail & D2C Inventory Audits
GRN, SKU verification, RTV/RTW, COD compliance, HOTO, Damaged/Expired/Fashion audits — built for warehouses and D2C brands.
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Metrology Audits
Equipment calibration, dimensional verification, weight accuracy and legal metrology compliance — package integrity and product quality verified.
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Fixed Asset Management (Tagging)
Fixed Asset Register, Asset Tagging (Barcode / QR / RFID), Periodic FAR Reconciliation — restore financial accuracy and audit-readiness.
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Franchise & Channel Audits
Royalty assurance, center-level audits, loss-prevention checks and SOP adherence across multi-location franchise networks.
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Mystery Audits & SOP Compliance
Unannounced, discreet reviews of stores, branches and partners — measure customer experience, validate SOP adherence and surface frontline reality.
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IS Audit & Data Security
Information Systems audit, IT controls review, encryption review, password and access-management audit — full system evaluation with SOPs and preventive controls.
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Reconciliation & Receivable Management
Vendor and customer ledger reconciliation, O2C cycle optimisation, receivable monitoring — outsource the discipline, keep the cash flow.
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Corporate Advisory & Outsourcing
India entry strategy, finance & compliance outsourcing, HOTO, business valuation, restructuring, corporate governance.
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Advisory & Execution Expertise
Six core capabilities, delivered end-to-end.
Beyond practice areas, these are the recurring capabilities we bring to every engagement — from designing the SOP to verifying it on the floor.
Franchising
We help in SOP and control review at franchisee levels — royalty assurance, brand-standard checks, and centre-by-centre compliance.
Loss Prevention
We make retail and channel controls robust to prevent losses — shrinkage, off-book sales, asset misappropriation, SOP drift.
SOP Compliance
We help Banks & NBFCs review their controls at the grass-root level — SOP design, training, adherence verification.
Mystery Audits
We formulate SOPs and assess adherence by random, unannounced checks — the discipline that keeps frontline behaviour honest.
SCM
We do physical verification as well as process review at store and warehouse level — from inbound GRN to outbound dispatch.
FAMS
We support Fixed Asset Management through tagging and verification — barcode, QR, RFID, and tamper-proof options.
Industries We Serve
Specialised expertise where it matters.
Some sectors carry more risk than others. We've built playbooks for the ones that demand the most discipline.
Bank, NBFC & Fintech
SARFAESI, CPC, ATM, channel partner & portfolio audits with deep BFSI tools mastery.
Retail, F&B & D2C
Lean retailing, inventory shrinkage control, multi-store SOP reviews.
Franchise & Education
Royalty assurance, center-level audits, 10+ year tenure with India's largest IT-ed brand.
Pharma & Healthcare
Pharmacy audits, fixed asset verification, vendor reconciliation post-COVID protocols.
Manufacturing
Internal controls, third-party vendor DD, process re-engineering for plant operations.
Startup & MSME
Finance discipline before funding rounds. VC/Bank-ready books and SOPs.
Technology, IT & ITES
IS audit, data security review, regulatory compliance for global subsidiaries.
Logistics & Warehousing
Stockyard, repo asset, disposal, metrology & warehouse-level process verification.
Sub-Sectors We've Audited Across
Automotive
FMCG
Electronics
Pharma
Engineering
Fashion
Hospitals
Hotels
Malls
E-commerce
Supermarkets
Renewables
IT & ITES
Iron & Steel
Mining
R & D
Our Edge
No project too big. No project too small.
The four reasons boards keep coming back to KGAC for their most sensitive risk & control mandates.
01
Team
A team of 90+ members with sector-specific skillsets to deliver across sectors and functions — CAs, CSs, CMAs, CISAs, CIAs, CFEs, CFAs, LLBs, MBAs and engineers.
02
Presence
Pan-India coverage with an average of 1,000 monthly touchpoints across verticals. We deploy auditors to the warehouse, branch, stockyard or centre — not the other way round.
03
Competence
Competent team with hands-on experience handling various BFSI tools and utilities — CAATs, secure ERPs, RBI-driven utilities and cloud-first reporting layers.
04
Timelines
Demonstrating reliability and commitment towards excellence and timelines consistently over two decades. We deliver the best service — ahead of time, whenever the work allows.
Our Clientele
Trusted by India’s leading institutions.
From the country’s largest banks and NBFCs to its most recognised consumer brands — the names below have engaged KGAC across BFSI compliance, inventory verification and process audits.
9 financial institutions ·
41 retail & D2C brands ·
About KGAC →
The KGAC 4D Method
A repeatable method, not a one-off favour.
Every engagement runs through four named stages — so you always know which one we're in.
D
01 · Define
Deliverables
Key goals identification and clear deliverables agreed before a single audit begins.
D
02 · Deploy
Central Team
A set of central team for smooth coordination between team and client.
D
03 · Diagnose
Field Audit
The basis of the plan, team is deployed across India — every location, every branch.
D
04 · Deliver
Reports & MIS
Based on the execution, various MIS and reports are shared with the board.
Why Boards Choose KGAC
Big-Four methodology. Boutique attention.
01
Founder-led engagements
Kumar Gaurav, FCA & CA Inter All-India Ranker, personally oversees every senior engagement.
02
Multi-disciplinary bench
CAs, CSs, CMAs, CISAs, CIAs, CFEs, CFAs, LLBs, MBAs & engineers under one roof.
03
5+ year average client tenure
Our average relationship is more than five years — the best indicator of service quality.
04
Tooling, ERPs, cloud-first
BFSI utilities, CAATs, secure ERPs and a cloud-first reporting layer for clients to track live progress.
KG
Kumar Gaurav
Founder · KGAC Private Limited
“When the vision is clear, strategy is easy.”
FCACA Inter AIR20+ YearsICAI Fellow
Insights & Perspectives
Field notes from India's risk frontline.
Real stories from CFOs, auditors and regulators — written by the people who run the audits.
BFSI
The SARFAESI playbook: 7 control gaps that cost NBFCs crores
Why repossession documentation is the silent killer of recovery yields — and how to fix it.
Retail
Shrinkage in D2C: how a 200-store brand cut leakage by 38% in two quarters
The audit cadence and SKU-level dashboards behind one of the cleanest D2C ops turnarounds we have seen.
Franchise
Royalty leakage: why your franchisees are quietly under-reporting
A field-tested checklist for franchisors who suspect their best-performing centres may not be telling the whole story.